£50k+ qualifying income
If your qualifying income for 2024 to 2025 was more than £50,000, MTD for Income Tax applies now.
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MTD for sole traders
Keep the work. Lose the admin.
Being self-employed already means doing enough. Making Tax Digital should not become another job. MTD Complete helps keep your records, updates and bookkeeping under control.
Straightforward support for sole traders and freelancers
Your business needs your attention.
Your bookkeeping does not need
all of it.
Already doing enough
You wear enough hats.
Running your own business often means being the person doing the work, finding customers, answering emails and keeping things moving.
Owner.
That's you
Sales.
Also you
Marketing.
Still you
Bookkeeper?
This one can go
Do I need MTD?
It depends on
your income.
MTD for Income Tax is being expanded gradually. Your start date depends on your qualifying income.
£30k+ qualifying income
More than £30,000 qualifying income for 2025 to 2026 means MTD applies from April 2027.
27£20k+ qualifying income
More than £20,000 qualifying income for 2026 to 2027 brings you into MTD from April 2028.
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Qualifying income
means your gross income from self-employment
and property before expenses.
If you have both, they are considered together.
What changes?
Three things to get used to.
Keep digital records.
Income and business expenses need to be kept digitally using a compatible setup.
01Update HMRC quarterly.
Information from your records is sent to HMRC during the year using compatible software.
02Finish the tax year.
You still complete the required year-end tax process and pay the tax that is due.
03
Keep running the business.
The admin can become
a much smaller part of your week.
Keep it manageable
MTD should fit around your business.
The goal is not to turn you into a tax expert. It is to create a simple routine that keeps your records moving while you focus on the work that actually pays the bills.
01
Capture things as you go
Photograph receipts and keep the information flowing digitally.
02
Keep records current
Regular bookkeeping stops everything becoming a year-end project.
03
Know what comes next
Clear support means fewer surprises when quarterly deadlines arrive.
How MTD Complete helps
Let Lisa take care of the numbers.
Support can go beyond simply explaining MTD. Your bookkeeping and regular reporting can stay organised too.
01
Monthly bookkeeping
Keep income, expenses and records organised through the year.
02
Digital record keeping
Move away from piles of paperwork and into a clearer digital routine.
03
Quarterly MTD support
Keep the information needed for quarterly updates moving.
04
VAT and year end
Regular bookkeeping helps make the other deadlines much easier.
Your part
What do you need to do?
A simpler system should mean less admin for you.
Less.
01
Send things over
Upload receipts and provide the information Lisa needs.
02
Answer the odd question
If something needs clarifying, it can be dealt with as it comes up.
03
Get back to earning
Spend your time doing the work you actually went into business to do.
Self-employed looks different for everyone
Your business does not need an office.
Professional services
Consultants
On the tools
Trades
Independent work
Freelancers
Creative businesses
Creatives
Straight answers
Self-employed questions.
The things worth knowing before you start.
No. Your start date depends on your qualifying income. From 6 April 2026, MTD for Income Tax applies to individuals with qualifying self-employment and property income above £50,000, unless an exemption applies. The threshold falls in later years.
No. Qualifying income is based on gross self-employment and property income before expenses, rather than your final profit.
HMRC looks at qualifying income when deciding whether you fall within MTD. If your situation involves more than one source of income, Lisa can help you understand how your records need to be organised.
Yes. Quarterly updates do not remove the year-end tax process. You still need to complete the required tax return and pay tax due by the relevant deadline.
MTD requires compatible software to keep digital records and send the required information to HMRC. MTD Complete can help you establish a suitable digital bookkeeping routine.
You do not need to wait until everything is perfectly organised to ask for help. Start with where you are now and build a clearer system from there.
Keep doing what you do best
Keep the business.
Lose the admin.
Not sure whether MTD applies to you, what software you need or how organised your records should be? Start with a straightforward conversation with Lisa.
Get MTD Ready →